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* This website does not constitute an offer or solicitation to lend or an application to lend. 90DayLoans.com is neither a lender nor any other banking or lending institution. We do not make loans, nor do we make cash advances or credit decisions, nor do we broker loans to lending institutions. We make no guarantees or warranties with regard to the availability of any particular loan, nor whether any person qualifies or may qualify for a loan. We do not endorse any particular loan source, loan provider or loan product. [link widoczny dla zalogowanych] In addition to Processing fee, a personal loan includes the following charges as well: pre-payment fee, late payment penalties, documentation charges, cheque bounce charges. Qualification Considerations