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We use an advanced 256-bit SSL encryption while handling your data. All your private information is kept securely in an encrypted format. More details can be found by reading our privacy policy. Terms and conditions- An individual is given a score on how well one handled past financial obligations. Late payments, defaults and bankruptcy can pull down the score. The lender will then use the information about the individualâs credit history to determine whether it would be worth it to lend to that person. A bad credit score or a bad credit history will cause the lenders to consider a consumer to be high risk borrower. It might lead to a rejection of the application of a consumer for a loan.
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