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When looking for this type of loan you want the best rates and terms possible, then we can help. Basic needs: "As millions of Americans" have discovered over the last several years, banks and credit card companies have stopped lending to much of the middle class. With average wages down several thousand dollars over the last few years, but average expenses up for the basics - food, gas, power bills and health insurance, the American middle-class is being squeezed like never before.
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