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Amscot is regulated by state and federal laws. At first I thought this had to be a mistake and I asked my loan specialist how to log-in to the Spotloan website so I could see my information and access my account online. He said this isn't how Spotloan works. Rather than an account if you need information or to make a change, you simply email or call the customer care rep you were initially assigned, or you can talk to anyone in customer service. So, they definitely have some way of creating an internal account for their customers but there are no assigned accounts to the customers themselves. This is really strange and at first I was skeptical about the whole situation. But once the deal was done, the loan was transferred over to my checking account, and I received the loan information into my personal email address, I thought this is actually nice. When applying for a loan through traditional banks, you will often be required to submit pay slips, bank statements, or other time-consuming documentation. At MoneyMe, we use a secure, fast Bank Vision technology to obtain 90 days of bank statements online in seconds. Rest assured, all systems we have in place offer the utmost security.
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