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· Fast approval – typically within minutes Perkins Loans are federally funded loans, administered by your institution of higher education (IHE).В  The loans are offered to students who are identified as having the greatest financial need relating to educational expenses.В  In general, families with annual incomes below $25,000 are eligible for Perkins Loans.В Three factors influence the size of your Perkins Loan offer: Q: What is meant by college loan for bad credit students?
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